Long Term Care Insurance Partnership Program

AHCA is a leader in promoting public policies to achieve more sustainable financing for long term care (LTC).  We believe that LTC policies should promote and integrate a comprehensive array of public and private financing options that meet consumer and family needs and respond to their preferences.

The Long Term Care Partnership Program is a public-private partnership between states and private insurance companies, designed to reduce Medicaid expenditures by delaying or eliminating the need for some people to rely on Medicaid to pay for LTC services.  AHCA fully supports this program and will work hard to promote its implementation across the states.  AHCA developed this website on the Long Term Care Partnership Program as a comprehensive resource of information for state governments and consumers.

• Fact Sheet for State Executives (PDF; opens in new window)
• NAIC Summary of DRA and Model Act (PDF; opens in new window)
• CMS Brief Background Paper (PDF; opens in new window)
• CMS LTC Enclosure - contains information on program and NAIC Model Regulation and Model Act (PDF; opens in new window)
• CMS Model State Plan Amendment (SPA) (PDF; opens in new window)
• CMS Estate Recovery SPA Attachment (PDF; opens in new window)
• The Long-Term Care Partnership Program: Issues and Options (PDF; opens in new window)
• Senate Special Committee on Aging: Testimony on the Long Term Care Partnership Program (June 2004) (PDF; opens in new window)
• LTCI Partnerships: The States’ View of Implementation (PDF; opens in new window)

State Plan Amendments

Approved:

• Arkansas
• Colorado
• Florida*
• Georgia  
• Idaho* (PDF; opens in new window)
• Iowa
• Kansas
• Minnesota (PDF; opens in new window)
• Nebraska
• Nevada
• North Dakota
• South Dakota*
• Virginia*

*Selling policies

Pending Approval / In development:

• Illinois
• Maryland
• Massachusetts
• Michigan
• Missouri
• Montana
• New Hampshire
• New Jersey
• Ohio
• Oklahoma
• Oregon
• Pennsylvania
• Rhode Island
• Texas
• Vermont

AHCA/NCAL Members

• Avalere DRA LTC Partnership Program Analysis for AHCA (PDF; opens in new window)

Alliance for Health Care Reform Briefings, November 2006

• Mark Meiners, George Mason University (PDF; opens in new window)
• David Colby, Robert Wood Johnson Foundation (PDF; opens in new window)
• Bonnie Burns, California Health Advocates (PDF; opens in new window)

Links to Additional Resources:

Mark Meiners’ Website –
http://www.gmu.edu/departments/chpre/research/PLTC/index.html

California’s Partnership Website –
http://www.dhs.ca.gov/cpltc/

Connecticut’s Partnership Website –
http://www.opm.state.ct.us/pdpd4/ltc/home.htm

Idaho's Partnership Website –
http://www.doi.idaho.gov/company/LTC_partnership.aspx

Indiana’s Partnership Website –
http://www.in.gov/fssa/iltcp/short cmyk logo_trans

Minnesota’s Partnership Website –
http://tinyurl.com/2lc6lm

New York’s Partnership Website –
http://www.nyspltc.org/